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Kin Insurance · 2026

Brand Design Guidelines

Everything you need to create consistent, on-brand experiences for Kin — from logo usage and color to copywriting, channel strategy, and real-world applications.

Foundation

Brand Story

Kin is built for your home — and everything that comes with it.

We started by rethinking home insurance so it’s clear, affordable, and backed by people who care. Today, we help homeowners protect and manage more, from coverage to financing, with the same focus on care and simplicity, including proactive guidance to keep you and your home safe. Kin is built to stay — and built for your home.

Foundation

Our Values

These values demonstrate how we conduct ourselves as a company and should inform every creative choice. They are not just words — they are the lens through which we make brand decisions.

Empower customers

Our customers are the heart of everything we do, and every choice we make must add value for them. We're transparent and accurate with both good news and bad so our customers can make informed decisions.

Do the hard thing together

We're here to make sweeping change, and collaboration is the way to achieve our ambitious objectives. We have a strong bias toward action, a will to fix things proactively, and a mindset to get things done.

Embrace change

Redefining an industry takes courage. We have to keep up with a rapidly changing world and our customers' needs. We have to be comfortable with the unknown. Experiment and learn — it's the only way we'll grow.

Visual Guidelines

Color

Home and the environment that surrounds it inspired Kin's color palette. Kin Yellow is our signature. Neutrals provide the canvas; accent colors add boldness and functional clarity.

Three colors carry the brand. Every value below is click-to-copy — hex, RGB, CMYK, PMS, and OKLCH.

Kin Yellow
Signature · accent · hero
Warm Black
Type · backgrounds · contrast
White
Canvas · breathing room

The secondary palette complements Kin Yellow and was built around our “home and environment” inspiration. Five brand color families expand to 50 shades, supporting visual hierarchy and product states.

Green
Yard, growth
Red
Alert, door
Blue
Sky, water
Purple
Dusk, plum
Orange
Sunset, brick

Each color is built on a 600 anchor and divided into 10 shades. Use 100–200 for background colors, 600 for primary elements, and 800–1000 for text and emphasis. Click any step to copy its hex.

Show values as
YellowAnchor 600 · #ffc857
NeutralAnchor 1000 · #12120f
OrangeAnchor 600 · #e7562b
GreenAnchor 600 · #277540
RedAnchor 600 · #aa1e1f
BlueAnchor 600 · #266dd9
PurpleAnchor 600 · #841559

A pairing fixes five values at once — background, foreground, container background, container foreground, and the wordmark ink. Pick a swatch to see the recipe and how it composes. Every ratio shown is computed, not estimated.

Choose a theme pairing
Background
Yellow-600#FFC857
Foreground
Neutral-1000#12120F
Container Background
Yellow-200#FFF5E7
Container Foreground
Neutral-1000#12120F
Logo
Neutral-1000#12120F
Text 12.20 · AAAContainer 17.39 · AAA
Background
Yellow-200#FFF5E7
Foreground
Neutral-1000#12120F
Container Background
Yellow-600#FFC857
Container Foreground
Neutral-1000#12120F
Logo
Neutral-1000#12120F
Text 17.39 · AAAContainer 12.20 · AAA
Background
Neutral-1000#12120F
Foreground
Neutral-0#FFFFFF
Container Background
Yellow-600#FFC857
Container Foreground
Neutral-1000#12120F
Logo
Yellow-600#FFC857
Text 18.76 · AAAContainer 12.20 · AAA
Background
Neutral-0#FFFFFF
Foreground
Neutral-1000#12120F
Container Background
Yellow-600#FFC857
Container Foreground
Neutral-1000#12120F
Logo
Neutral-1000#12120F
Text 18.76 · AAAContainer 12.20 · AAA
Background
Green-200#D6DFD8
Foreground
Neutral-1000#12120F
Container Background
Green-600#277540
Container Foreground
Neutral-0#FFFFFF
Logo
Neutral-1000#12120F
Text 13.77 · AAAContainer 5.67 · AA
Background
Green-1000#10311B
Foreground
Neutral-0#FFFFFF
Container Background
Yellow-600#FFC857
Container Foreground
Neutral-1000#12120F
Logo
Yellow-600#FFC857
Text 14.22 · AAAContainer 12.20 · AAA
Background
Blue-200#D6DEF4
Foreground
Neutral-1000#12120F
Container Background
Blue-600#266DD9
Container Foreground
Neutral-0#FFFFFF
Logo
Neutral-1000#12120F
Text 13.95 · AAAContainer 4.92 · AA
Background
Blue-1000#102E5B
Foreground
Neutral-0#FFFFFF
Container Background
Yellow-600#FFC857
Container Foreground
Neutral-1000#12120F
Logo
Yellow-600#FFC857
Text 13.43 · AAAContainer 12.20 · AAA
Background
Purple-200#E1D6DB
Foreground
Neutral-1000#12120F
Container Background
Purple-600#841559
Container Foreground
Neutral-0#FFFFFF
Logo
Neutral-1000#12120F
Text 13.26 · AAAContainer 9.41 · AAA
Background
Purple-600#841559
Foreground
Neutral-0#FFFFFF
Container Background
Purple-200#E1D6DB
Container Foreground
Neutral-1000#12120F
Logo
Yellow-600#FFC857
Text 9.41 · AAAContainer 13.26 · AAA
Background
Red-200#E9D6D6
Foreground
Neutral-1000#12120F
Container Background
Red-600#AA1E1F
Container Foreground
Neutral-0#FFFFFF
Logo
Neutral-1000#12120F
Text 13.45 · AAAContainer 7.20 · AAA
Background
Red-600#AA1E1F
Foreground
Neutral-0#FFFFFF
Container Background
Red-200#E9D6D6
Container Foreground
Neutral-1000#12120F
Logo
Yellow-600#FFC857
Text 7.20 · AAAContainer 13.45 · AAA

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A white board-and-batten house with a black roof and stone-clad columns, photographed head-on at sunset.

WCAG AA requires 4.5:1 for body text, 3:1 for large text and UI. Test any pair below — pick from the color picker or enter a custom hex.

Live contrast checkerWCAG 2.1
Foreground
Background
Aa
Clear coverage

Tonal themes use values at 200, 600, and 1000 — designed for flexible brand expression, especially on social where users have more brand context. Always verify accessibility before applying.

Yellow
The neighborly way to do home insurance.
Tagline
Green
The neighborly way to do home insurance.
Tagline
Blue
The neighborly way to do home insurance.
Tagline

Color is brand recognition. Stay within the system, lean on contrast, and keep the palette honest. A short list of the most common offenders:

✓ Do

Use Yellow as accent and hero color. Pair it with Warm Black or white for maximum contrast. Validate every pair against WCAG AA before shipping.

✗ Don’t

Use Yellow as a background for long text. Combine Yellow with white. Use more than 2–3 secondary colors in a single composition.

Visual Guidelines

Typography

Kin uses Inter as our sole brand typeface — approachable, versatile, and highly legible at every scale. Its variable font capabilities give us precise control over weight and optical size.

Typeface Inter (Variable)
Weights Regular (400) · Medium (500) · SemiBold (600) · Bold (700)
Source fonts.google.com/specimen/Inter
56px / 700tracking: −2px
Display
40px / 700tracking: −1.5px
Heading 1
28px / 600tracking: −0.5px
Heading 2
22px / 600tracking: normal
Heading 3
18px / 450line-height: 1.7
Body Large — used for intros and featured copy
16px / 400line-height: 1.6
Body — default for paragraphs and most content
14px / 400line-height: 1.5
Body Small — captions inline with body, dense UI, footnotes
12px / 400
Caption — supporting text, labels, metadata
14px / 600ALL CAPS · 1.5px
Overline · Section label

How the type scale assembles into a real piece of Kin marketing. Use these roles — eyebrow, title, sub headline, body, and CTA — as the spine of any campaign, ad, or landing page.

Eyebrow
Inter Medium
14px / 90% / 5%
Keep to one line
Title
Inter Bold
56px / 105% / -1
Sub Headline
Inter Medium
38px / 125% / 0
Body
Inter Regular
16px / 150%
CTA
Inter Medium
16px / 150%
Keep to one line

Save with Kin

Homeowners insurance made for you

For the place you live, and the people you love.

Owning a home is expensive enough when things are going well, but repair bills after significant damage can easily cost thousands of dollars. Expenses like these can be difficult to cover out of pocket, which is where home insurance comes in.

Learn more →

Visual Guidelines

Photography

Photography brings warmth, humanity, and context to our brand. Let three core principles guide every image selection. Using all three isn't required, but aim for at least two.

Rooted

Grounded in real places, real homes, real life — not staged or over-polished.

Warm

Natural lighting, optimistic mood. We are not clinical or cold.

Human

People — diverse and real — are central to our story. Homes exist because people live in them.

Select editorial photos that tell a story and are relevant to the content. Focus on subjects without excessive visual distractions. Represent a diverse group of people across age, ethnicity, and family structure.

Photography Lifestyle

Ensure architectural style reflects the area’s common home style. Homes should appear actively lived in — not vacant real estate listings. Including occupants or families in the foreground is encouraged.

Photography Home

Use images of weather events as they are happening or in the aftermath. Prefer larger scenes of neighborhoods or natural surroundings for a more neutral perspective. When showing people, avoid imagery of acute distress or despair.

Photography Weather

Photography on Kin assets always sits in a softly rounded container — never sharp 90° corners. The radius scales with the image so it reads as one design family across every layout.

The rule: Divide the image’s longest side by 20 to find its border radius. A 400px-wide hero gets a 20px radius. An 800px banner gets 40px. A 120px thumbnail gets 6px. When several images sit together at different sizes, average all the radii and apply that single value to every frame so the set reads as one.

Image longest side Border radius Common use
80–160px 4–8px Avatars, thumbnails, inline list images
200–400px 10–20px Card images, blog thumbnails, spot photography
500–800px 25–40px Section photography, feature blocks
1000–1600px 50–80px Hero photography, full-bleed landing imagery
2000px + 100px max OOH, billboards, very large hero crops
✓ Do

Choose photography lit with natural light, captured in authentic, unstaged moments. Represent a diverse range of homeowners across age, ethnicity, and family structure, and ground every image in a real local architectural style. Compose editorially — the photo should feel intentional, not catalog. Always place photography in a rounded container using the longest-side-divided-by-twenty rule, and apply the same radius across every image in a layout so the set reads as one family.

✗ Don’t

Don't rely on stock-photo clichés, overly staged scenes, or monolithic demographics, and steer clear of fear-driven weather imagery or heavy filters and artificial color grading. Don't place photography in sharp, 90° corners, and don't over-round images until they read as pills or capsules. Don't mix sharp and rounded corners on the same surface, and don't give every image in a composition a different radius — it breaks the visual rhythm.

Visual Guidelines

Iconography

Icons help users quickly process information and navigate at a glance. In an industry dense with text, our icons are a breath of fresh air — functional, recognizable, and consistent with our brand.

Kin icon library

Our icon library: Kin uses Lucide as its foundation — open-source, consistent, and available directly in Figma. When a specific icon doesn’t exist in Lucide, create custom icons following the principles below.

✓ Do

Consistent stroke weight throughout · rounded line caps and joins · simple geometric forms · optically balanced in their bounding box

✗ Don’t

Mix filled and outlined icon styles · vary stroke weights within an icon · use overly detailed or decorative forms · create icons that require explanation

Size Stroke weight Common use
12px 1px Inline text, dense UI
16px 1.5px Form labels, body copy
24px 2px Default — navigation, buttons
32px 2px Feature highlights, cards
48–64px 2–2.5px Hero / display usage

Icons inherit the text color of their context. Default is #12120f. On dark backgrounds, use white or #ffc857 for emphasis. Never use secondary palette colors for icons in product UI.

Visual Guidelines

Illustration

The Kin illustration style is characterized by simple, geometric designs that use tonal shading to distinguish planes and objects. Subtle shadows add dimension without overwhelming the composition.

Illustration Overview

Geometric & Simple

Forms are built from basic geometric shapes. Complexity is avoided in favor of clarity and scalability across all sizes.

Tonal Color

Different planes use varying shades of the same hue to create depth without visual noise. The illustration style adapts from the color palette.

Consistent Line Weight

Line work maintains consistent weight throughout, adding texture and clearly defining edges. Never mix light and heavy strokes in the same illustration.

Type Use case Detail level
Icon Illustrations UI elements, product icons, small spots Minimal — functional, few elements
Spot Illustrations Cards, feature highlights, blog posts Moderate — story-setting scene
Hero Illustrations Landing pages, email heroes, marketing Full — foreground + background scene

Small moments with minimal detail — more elements than an icon illustration, less than a hero.

Spot Illustration

Full scenes for surfaces that need a prominent visual, with room for both a foreground subject and a simple background.

Hero Illustration

Visual Guidelines

Composition

The Kin grid system is modular, providing a framework for organized, visually balanced layouts across all applications.

To determine margin size, use 10% of the smallest dimension of the design. This ensures consistent breathing room at any canvas size.

Context Columns Gutter Margin
Desktop web 12 24px 10% of viewport width
Tablet 8 20px 10% of width
Mobile 4 16px 10% of screen width
Print / OOH 12 10% of shortest dimension

To find the correct border radius for a frame: divide the longest dimension by 20. For layouts with multiple containers, calculate the average radius and apply it consistently across all frames. The same rule, with a size reference table, is set out under Rounded Corners in Photography.

Use type scale, color weight, and spacing to signal importance. The most critical information is largest and appears highest on the page. Supporting content recedes visually. Decoration must never compete with content.

To enhance storytelling within photography, incorporate abstract UI elements — pill-shaped components, quote callouts, or funnel state indicators. These overlays should feel native to the product and add meaning rather than visual noise.

Logo spacing should generally be slightly less than the surrounding margin space. Rely on optical judgment rather than strict measurement — the logo should feel balanced in its context, not mechanically placed.

Writing Guidelines

Voice & Tone

Our brand voice expresses our personality. It stays consistent across every touchpoint, while our tone adjusts to the context and emotional state of our audience.

Every piece of Kin copy should reflect all three of these positioning pillars:

Reliable

Financially sound, committed to customers and communities.

Modern

Data-powered technology that makes protection fair and efficient.

Personal

Built on care, clarity, and genuine partnership.

Every piece of copy should connect to one or more of these pillars. If it doesn’t, reconsider it.

1 · Care like Kin

Empathy, customer service, claims support. Show care through action, not just words.

2 · Clear, fair, and in your control

Transparency, pricing, UX. Customers leave feeling informed and empowered — never confused.

3 · Built for homes like yours

Market presence, underserved communities, local relevance. Start with the person, not the product.

4 · Smart made simple

Technology, self-service, speed. Data and efficiency in service of the customer — never ends in themselves.

Kin sounds like a knowledgeable neighbor who tells it to you straight. Warm but not saccharine. Clear but not cold. Confident but not arrogant.

The test: Read it out loud. Would a normal person say those words talking about their home with a friend? If not, rewrite it.

✓ Do

“Your home is covered up to $350,000 — and here's exactly what that means for you.”

✗ Don’t

“Per your policy documentation, dwelling coverage limits are subject to applicable state-mandated maximums.”

✓ Do

“We don't think buying home insurance should feel like a second job.”

✗ Don’t

“Our streamlined end-to-end digital platform optimizes the insurance acquisition experience.”

✓ Do

“We've added this coverage because it protects you from unexpected out-of-pocket costs.”

✗ Don’t

“An endorsement has been added to your policy per standard underwriting guidelines.”

Voice is who we are. Tone is how we show up in a given moment. The worse the news, the more intentional and warm the communication.

Context How we sound Example
Website / Marketing Clear, confident, trustworthy. A breath of fresh air in a stale industry. “Get coverage you can understand.”
Email / Lifecycle Helpful, personal, proactive. Walk people through what they need to know. “We’ll walk you through what’s covered.”
Product / App Helpful, efficient, warm. Get people where they need to go without friction. “Let’s get your home covered. It’ll take about 5 minutes.”
Customer Support Calm, empathetic, solution-focused. Lead with the fix, not the policy. “We’ve got you. Let’s take care of this.”
Claims Human first. Be proactive, not procedural. “We’re on it. Your adjuster will reach out within 24 hours.”
Social Media Friendly, witty, neighborly. We can have personality without losing credibility. “Insurance your group chat would approve.”
Legal / Compliance Precise and accessible. Even required disclosures should be plain English where possible. “Coverage limits vary by state. See your policy for full details.”

When in doubt, these approved phrases have been tested against both brand and tone guidelines:

Care + empathy

  • Care that shows up and follows through
  • Real help when it matters most
  • Support that feels personal because it is

Clarity + transparency

  • Clarity that builds confidence
  • Insurance that makes sense
  • Coverage you can understand and trust

Technology + humanity

  • Smart protection powered by people who care
  • Digital when you want it, personal when you need it

Financial + future-ready

  • Affordable, lasting homeownership
  • Consistent support from one trusted team
  • From coverage to financing, built to help you stay secure
✓ Always

Use contractions (it's, we're, you'll). Write in active voice. Use concise sentences. Lead with why before what. Partner language — Kin is on the customer's side, even when enforcing rules.

✗ Never

Use fear or anxiety as a primary motivator. Write in passive voice. Use insurance jargon without explaining it. Sound like a gatekeeper. Use generic empathy where real context would do more work.

Writing Guidelines

Writing Style Guide

A consistent writing style makes Kin feel like a unified brand no matter who's holding the pen. Follow these rules for any customer-facing copy: ads, product, social, email, or documentation.

Rule Do this Not this
Brand name in copy Kin KIN or kin
Logo wordmark kin. (lowercase with period — in logo files only) Replicating “kin.” in body copy or headlines
Headlines Sentence case — “Home insurance made simple” Title Case — “Home Insurance Made Simple”
CTAs / buttons Sentence case — “Get a quote” All caps — “GET A QUOTE”
Product references Kin app, Kin quote, Kin policy The App, The Quote Tool
Insurance terms dwelling coverage, liability, deductible Dwelling Coverage, Liability
Rule Do this Avoid
Oxford comma Coverage for your home, belongings, and liability …belongings and liability
Em dash Use — with spaces — for asides Use—without spaces
Exclamation points Rarely. Maximum one per piece. Multiple!! Points!!
Ellipsis Sparingly in conversational UI copy Trailing off in formal copy…
Ampersand Only in navigation, headers, or brand-approved names In body copy as a substitute for “and”
Rule Do this Notes
Numbers 1–9 Spell out: one, two, three Except in UI, tables, specs, or data
Numbers 10+ Use numerals: 10, 25, 100 Always use numerals for prices
Percentages Use %: 15% discount, save 20% Always numerals with %
Dollar amounts $1,200/year · $100/month Include comma for thousands
Time 5 minutes, 24 hours, 3 business days Don’t abbreviate “1 hr” → “1 hour”

✓ Use these

  • simple · real · clear
  • secure · reliable · steady
  • transparent · fair · honest
  • helpful · personal · confident
  • home · coverage · covered
  • protect / protected
  • community / neighbor
  • easy · modern

✗ Avoid these

  • disruptive / disruption
  • next-gen / revolutionary
  • cutting-edge / state-of-the-art
  • game-changing / transformative
  • innovative (as a buzzword)
  • industry-leading / best-in-class
  • seamless / streamlined
  • just / simply (minimizing)
  • very / really (filler)
  • amazing / incredible (overused)
  • synergy / leverage / utilize
  • technical (as a descriptor)

Never use insurance industry terms in customer-facing copy without a plain-language equivalent. When in doubt, use the plain version.

Insurance term Use this instead
Dwelling Home
Personal property Belongings
Peril Risk
Premium What you pay
Endorsement Add-on
Named insured You
Covered loss When something happens
Policy period Your coverage year
Carrier / insurer Insurance company
Coverage is afforded You’re covered
Uninhabitable Can’t be lived in
✓ Specific

“Trusted by homeowners across 11 states” — gives a real, checkable claim.

✗ Vague

“Trusted by thousands of homeowners” — adds no useful information.

Write for everyone. Use “they/them” as a singular pronoun when gender is unknown. Avoid gendered assumptions about homeowners. Represent diverse family structures in examples and photography. Avoid idioms that may not translate across cultures or regions.

✓ Do

Descriptive link text: “Learn how dwelling coverage works” · “View your policy details”

✗ Don’t

Vague link text: “Click here” · “Read more” · “Learn more” (alone, without context)

These principles apply to all customer-facing copy — from a push notification to a renewal letter.

Principle What it means
Lead with why Before stating a rate change, coverage update, or required action — explain the context. Don’t bury the reason in a footnote.
Partner language Kin is on the customer’s side, even when enforcing rules. “To keep your coverage active, we’ll need…” beats “You are required to…”
Calibrate to severity The worse the news, the more intentional and warm the communication. Don’t apply flat, functional tone to high-stakes moments.
Explain the benefit Reframe changes as things Kin is doing to protect or benefit the customer. “We’ve added this because it protects you from…” beats passive framing.
Think emotionally What is the customer feeling when this arrives? Good copy moves them from anxiety or confusion toward understanding and action.
Use real context Generic empathy is weak. Real reasons — like specific market conditions or named risks — do more work than abstract warmth.
Remove friction Limit action items and documentation requirements to what’s genuinely necessary. Long unexplained lists create anxiety and abandonment.
Write like a person Read it out loud. Would a normal person say those words to a friend talking about their home? If not, rewrite it.